Foundations of Financial Literacy

Mastering Budgeting, Investing Basics, and Credit Management

Step

1

Learning how to create and stick to a budget is a fundamental skill in financial literacy. This topic covers understanding your income, tracking expenses, setting financial goals, and making informed decisions about spending and saving.

Step

2

Understanding the basics of investing is crucial for building wealth over time. This topic includes learning about different investment options such as stocks, bonds, mutual funds, and real estate

Step

3

Credit plays a significant role in your financial life, impacting your ability to borrow, buy a home, or even secure certain jobs. This topic covers the importance of credit scores, how they're calculated, and strategies to maintain a healthy credit history